Lance Hoeft

Senior Loan Officer

NMLS# 352649

661-609-9939

LanceHoeft@AmericanLifestyleMortgage.com

Lance Hoeft Senior Loan Officer

Blog

Unlocking the Power of Home Equity

Unlocking the Power of Home Equity

Your home is more than just a place to live—it’s also a financial asset with the potential to help you achieve your goals. Whether you’re planning a home renovation, consolidating debt, or funding a major expense, understanding home equi

Feb 11, 2025 | Purchasing a Home

Step One!

Step One!

🏡 BUYING A HOME? CHOOSE LOCAL! 🏡 STEP ONE- When it comes to financing your home, don’t get lost in the shuffle with big banks or out-of-area lenders who don’t know YOU or your market. At American Lifestyle Properties – Homes & Loans,

Feb 11, 2025 |

3-2-1 Buydown Mortgage Loans

3-2-1 Buydown Mortgage Loans

Purchasing a home is an exciting milestone, but navigating mortgage payments can feel overwhelming—especially in a high-interest rate environment. One option that can help ease the transition into homeownership is the 3-2-1 buydown, a financing stra

Feb 04, 2025 | Purchasing a Home

Your Guide to Saving for a Down Payment

Your Guide to Saving for a Down Payment

Achieving homeownership takes planning, dedication, and smart financial choices. Saving for a down payment may seem overwhelming, but with a structured approach and a few strategic moves, you can reach your goal faster. Here’s how to get started. Se

Jan 28, 2025 | Purchasing a Home

FHA Gift Funds: Unlocking the Door to Your New Home

FHA Gift Funds: Unlocking the Door to Your New Home

For many aspiring homeowners, upfront costs like down payments and closing fees can seem like insurmountable obstacles. FHA gift funds offer a practical solution, allowing you to receive financial help from approved sources to ease your path to homeowners

Dec 31, 2024 | Purchasing a Home

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